Prime Box Trucks — demo build with sample listings and placeholder photos; add your real inventory and images before launch

Financing

Financing built for trucking

Competitive rates, flexible terms, and decisions that usually come back within 48 hours. Apply in minutes with no impact on your plans.

Simple process

From application to keys in three steps

1

Apply online

Fill in a short form with a few details about you and the truck you want. It takes about five minutes.

2

Get your decision

We match you with the right lender and come back with terms, usually within 48 hours.

3

Drive it home

Sign, and we hand over the keys or arrange delivery. You are ready to earn.

Plan your budget

Estimate your monthly payment

Play with the numbers to see what fits your cash flow before you apply.

Estimated monthly payment$0

Estimate only — your rate and terms depend on credit approval. Apply below for an exact quote with no obligation.

What you can expect

We finance new and used commercial trucks for owner-operators, small businesses, and growing fleets. Whether this is your first truck or your fifteenth, we will find terms that fit the way you run.

  • Terms from 24 to 72 months
  • New and used trucks both eligible
  • First-time buyers welcome
  • Trade-ins can count toward your down payment

Applying does not commit you to anything. It simply tells you what you can afford so you can shop with confidence.

What you’ll need

  • A valid ID
  • Proof of income or business records
  • Down payment (typically from 10%)
  • Trade-in details, if you have one (optional)

Get pre-approved

No obligation. We will call to talk through your options.

Good to know

Financing questions, answered

Can I get financed as a first-time buyer?
Yes. First-time buyers are welcome — we work with lenders who look at your whole situation, not just your history. A larger down payment can help.
Does applying affect my plans?
No. Applying is free, takes about five minutes, and does not commit you to anything. You will simply know what you can afford.
Can my trade-in count as the down payment?
Absolutely. We appraise your current truck and its value can go straight toward your down payment.

See all FAQs